CFB Schedule college football
Wk 12 · 2026

Charlotte 49ers at Tulsa Golden Hurricane — Sat, Nov 21

Sat, Nov 21 · H. A. Chapman Stadium, Tulsa
American · no games yet
at
TBDET
no line posted yet
Ratings differential TLSA by 10.4
American · no games yet

What is at stake

A American game — it counts in the standings that decide that league's championship game. Run the race.

What the ratings imply

The differential above is arithmetic on two published numbers: The College King’s 2025 final efficiency ratings, plus 2.4 points of home field. It is not a projection, a value, an edge or a lean, and nothing on this site compares it with the betting line to tell you one is better. Until 2026 games are played it is last season’s measurement of two teams that have changed.

Efficiency · 2025 ratings

-17.1#134
Efficiency margin
-9.1#118
15.8
Offense (pts/100)
21.9
32.9
Defense (pts/100)
31.0
60.4
Pace (plays/g)
74.2
4.26
Yards / play
5.23
6.39
Yards / play allowed
5.64
Opponent-adjusted ratings from The College King's 2025 final numbers. Bars share a scale within each row; the brighter side is the better of the two, and a longer bar is always the better number — including the rows where a lower figure is the good one.

Team stats · 2025 per game

14.3
Points / game
23.2
36.3
Points allowed
28.9
286
Yards / game
398
472
Yards allowed
397
272
Pass yds allowed
214
200
Rush yds allowed
182
1.92
Turnovers / game
1.67
From completed 2025 box scores; defensive yardage covers the regular season and conference championships.

Charlotte form

L 0-27at TULNL 3-35at UGAL 7-28vs UTSAL 22-48at ECUL 20-54vs UNT
2025 season

Tulsa form

L 24-31vs UABW 26-25at ARMYW 31-14vs ORSTL 21-40at FAUL 37-38vs TEM
2025 season

Charlotte this season

No graded games yet this season. Lines are captured before kickoff and graded when a game goes final, so these records start at Week 1.

Tulsa this season

No graded games yet this season. Lines are captured before kickoff and graded when a game goes final, so these records start at Week 1.
Lines are captured from ESPN's board before kickoff and locked when the game goes final. There is no line archive before this season, so these records begin with 2026 Week 1.

Common opponents · 3

OpponentCharlotteTulsa
North Texas
American
at Wk 6 · scheduled previewvs Wk 5 · scheduled preview
Tulane
American
vs Wk 9 · scheduled previewat Wk 10 · scheduled preview
Navy
American
vs Wk 13 · scheduled previewat Wk 6 · scheduled preview
Open these two in the comparison tool for every shared and unshared opponent.

Series history · 2006–2026

Charlotte leads the series 1–0 · Charlotte won the last one
1 meeting in 2006–2026 · average margin 7.0 points toward Charlotte
Yr DateResultSiteWon
20232023-11-04Charlotte 3326 Tulsaat TLSACharlotte

Charlotte leaders 2025 regular season

PassingGrayson Loftis QB #12128/232, 1415 YDS, 8 TD, 8 INT
Conner Harrell QB #1564/96, 737 YDS, 4 TD, 2 INT
RushingRod Gainey Jr. RB #2574 CAR, 260 YDS, 1 TD
Cameren Smith RB #2562 CAR, 220 YDS
Jariel Cobb RB #2451 CAR, 190 YDS
ReceivingJaven Nicholas WR #560 REC, 740 YDS, 5 TD
Sean Brown WR #836 REC, 508 YDS, 1 TD
E. Jai Mason WR #731 REC, 423 YDS, 4 TD
Miles Burris WR #414 REC, 134 YDS
Defense
TacklesReid Williford LB #4074
Kadin Schmitz LB #1965
Ja'Qurious Conley DB #664
SacksReid Williford LB #404
Curtis Simpson DL #92.5
Shay Taylor LB #352
InterceptionsJa'Qurious Conley DB #63
Kadin Schmitz LB #192
Gavin Shipman DB #41

Tulsa leaders 2025 regular season

PassingBaylor Hayes QB #10186/316, 2158 YDS, 12 TD, 6 INT
Kirk Francis QB #1853/88, 493 YDS, 3 TD, 4 INT
RushingDominic Richardson RB #21212 CAR, 1065 YDS, 5 TD
Ajay Allen RB #397 CAR, 497 YDS, 5 TD
Braylin Presley RB #132 CAR, 215 YDS, 1 TD
ReceivingBrody Foley TE #8037 REC, 528 YDS, 7 TD
Zion Booker WR #446 REC, 418 YDS, 2 TD
Grayson Tempest WR #1922 REC, 272 YDS, 1 TD
Zion Steptoe WR #2521 REC, 272 YDS
Defense
TacklesRay Coney LB #21128
Lento Smith Jr. S #2179
Zach Williams S #173
SacksJ'Dan Burnett DL #946.5
Byron Turner Jr. DL #544.5
Nahki Johnson DL #883
InterceptionsElijah Green CB #75
Devin Robinson DB #21
Lento Smith Jr. S #211
These are regular-season totals for the season named on each card — the players who led that team that year, taken from ESPN's team leaders. That list is keyed to the season, not to today's roster, so a leader who has since transferred or run out of eligibility still appears against the year he earned it; the roster pages and the depth chart on each team page are where the current squad is. A team switches to this season's numbers once it has played a game. The roster pages count bowl games too, so a player's two lines can differ by a game.