Wk 13 · 2026
Navy Midshipmen at Charlotte 49ers — Sat, Nov 28
Sat, Nov 28 ·
Jerry Richardson Stadium, Charlotte, NC
Weather
No forecast yet. This one is 47 days away and has no kickoff time yet. Forecasts reach about 16 days ahead, so this fills in nearer the game. A seasonal average printed here would look exactly like a forecast, which is why there is not one.
American · 2-3
at
TBDET
no line posted yet
Ratings differential NAVY by 15.9
American · 0-6
What is at stake
A American game — it counts in the standings that decide that league's championship game. Run the race.
What the ratings imply
The differential above is arithmetic on two published numbers:
The CFB King’s 2026 final efficiency ratings, plus
2.4 points of home field.
It is not a projection, a value, an edge or a lean, and nothing on this site
compares it with the betting line to tell you one is better. Until 2026
games are played it is last season’s measurement of two teams that have
changed.
Efficiency · 2026 ratings
Efficiency margin
Offense (pts/100)
Defense (pts/100)
Pace (plays/g)
Yards / play
Yards / play allowed
Opponent-adjusted ratings from The College
King's 2026 final numbers. Bars share a scale within each row, so
the two lengths are comparable; the brighter side is the better of the two, and a
longer bar is the better number — including the rows where a lower figure is the
good one. Pace is the exception: it is how fast a team plays, not how well, so
neither side is lit and a longer bar there means only more plays.
Team stats · 2026 per game
Points / game
Points allowed
Yards / game
Yards allowed
Pass yds allowed
Rush yds allowed
Turnovers / game
From completed 2026 box scores;
defensive yardage covers the regular season and conference championships.
Navy form
W 34-26vs TLSAL 9-14at AFL 20-24at UABL 30-38at FAUW 42-15vs TOW
2026 season
Charlotte form
L 10-50at UNTL 8-59vs MEML 7-34vs ULL 21-26at APPL 9-41at MISS
2026 season
Navy this season
Straight up2-3 · 40% (5 games)
Against the spread1-4 · 20% (5 games)
Over / under3-2 · 60% (5 games)
Charlotte this season
Straight up0-6 · 0% (6 games)
Against the spread2-4 · 33% (6 games)
Over / under3-3 · 50% (6 games)
Lines are captured from ESPN's board before kickoff and locked at kickoff, so an in-play price cannot overwrite the number a game is graded against.
Common opponents · 5
| Opponent | Navy | Charlotte |
|---|---|---|
| UAB American | at L 20-24 preview | at Wk 10 · scheduled preview |
| Tulsa American | vs W 34-26 preview | at Wk 12 · scheduled preview |
| North Texas American | vs Wk 8 · scheduled preview | at L 10-50 preview |
| Temple American | vs Wk 10 · scheduled preview | at Wk 7 · scheduled preview |
| Memphis American | vs Wk 12 · scheduled preview | vs L 8-59 preview |
Open these two in the
comparison tool for every shared and unshared opponent.
Series history · 2006–2026
Since 2006, Navy leads 2–0 · Navy has won the last 2
2 meetings
in 2006–2026 · average margin
24.0 points toward Navy
| Yr | Date | Result | Site | Won |
|---|---|---|---|---|
| 2024 | 2024-10-19 | Charlotte 17 — 51 Navy | at NAVY | Navy |
| 2023 | 2023-10-14 | Navy 14 — 0 Charlotte | at CLT | Navy |
Navy leaders 2026 regular season
| Passing | Jackson Gutierrez QB #8 | 17/40, 344 YDS, 3 TD |
| Braxton Woodson QB #5 | 7/20, 71 YDS, 1 INT | |
| Rushing | Braxton Woodson QB #5 | 38 CAR, 299 YDS, 4 TD |
| Jackson Gutierrez QB #8 | 61 CAR, 273 YDS, 4 TD | |
| Vic Listorti RB #40 | 28 CAR, 175 YDS, 2 TD | |
| Receiving | Truman Brasfield WR #83 | 2 REC, 107 YDS, 1 TD |
| Luke Hutchison WR #89 | 4 REC, 75 YDS | |
| Jordan Collins TE #84 | 2 REC, 68 YDS, 1 TD | |
| Vic Listorti RB #40 | 3 REC, 55 YDS |
Defense
| Tackles | MarcAnthony Parker LB #56 | 34 |
| Coleman Cauley LB #58 | 32 | |
| Giuseppe Sessi S #16 | 25 | |
| Sacks | MarcAnthony Parker LB #56 | 4 |
| Aiden Lyczek DE #65 | 2 | |
| Marcus Bleazard LB #53 | 1 | |
| Interceptions | Giuseppe Sessi S #16 | 1 |
| Matthew Seliga S #5 | 1 | |
| Phillip Hamilton CB #6 | 1 |
Charlotte leaders 2026 regular season
| Passing | Cole Gonzales QB #9 | 79/127, 802 YDS, 3 TD, 7 INT |
| Conner Harrell QB #15 | 13/19, 93 YDS | |
| Rushing | Khamani Alexander RB #5 | 44 CAR, 201 YDS, 3 TD |
| Henry Rutledge RB #21 | 23 CAR, 170 YDS, 1 TD | |
| Chance Williams RB #7 | 20 CAR, 116 YDS | |
| Receiving | Jaden Barnes WR #1 | 26 REC, 249 YDS |
| Jaylen Hampton WR #2 | 20 REC, 224 YDS, 2 TD | |
| Derrick Eley WR #89 | 12 REC, 189 YDS, 1 TD | |
| Khamani Alexander RB #5 | 7 REC, 47 YDS |
Defense
| Tackles | Gavin Willis LB #13 | 44 |
| Kadin Schmitz LB #19 | 34 | |
| Collin Gill DB #0 | 31 | |
| Sacks | Collin Gill DB #0 | 2 |
| DJ Burgess DL #7 | 1 | |
| Kadin Schmitz LB #19 | 1 | |
| Interceptions | Collin Gill DB #0 | 1 |
| Devon St. Clair DB #26 | 1 |
These are regular-season totals for
the season named on each card — the players who led that team that year,
taken from ESPN's team leaders. That list is keyed to the season, not to today's
roster, so a leader who has since transferred or run out of eligibility still
appears against the year he earned it; the
roster
pages and the depth chart on each team page are where the current squad is.
A team switches to this season's numbers once it has played a game. The roster
pages count bowl games too, so a player's two lines can differ by a game.